To receive a payday loan, all you'll need to do is...

Complete and submit a new member application for your quick cash. Approval is quick and easy. You'll be able to print your loan documents immediately and you may be approved without having to fax anything at all!

What are the requirements for approval?

• Have been at your current job for at least 2 consecutive months
• Take home a minimum of $600.00 monthly after taxes
• Have a valid bank account in your name that has been open for at least 30 days
• Have a current home and work phone number

What are my payment options?

1) RENEW AND PAY THE FINANCE CHARGE ONLY
We will only debit the finance charge on your loan due date unless you notify us. This will be done automatically on your due date and the funds will be debited from your checking account. Remember, you will still owe your original loan amount along with another finance charge on your following payday. If you are paid on a monthly basis your account MUST be paid in full on your fifth paydate.

Note - You may only use this option four times. On the fifth time and each time thereafter, we will debit a minimum payment of $50 towards your principal loan balance plus your finance charge until the loan is paid in full.

2) PAY THE FINANCE CHARGE AND A PAYMENT TOWARDS YOUR LOAN AMOUNT
We will debit the finance charge due plus a payment towards the principle amount on your loan due date. You will still owe a new, reduced finance charge PLUS your new loan balance on your following payday.

3) PAY YOUR LOAN IN FULL
We will debit the full remaining loan balance PLUS the finance charge on your due date.
To receive your next loan, simply click on our Loan Request Form or call us toll-free
at (866) 666-2233.

Note - You can pay in full at any time with no penalty!!!

Security

The USA Payday Loan application process is very secure, and all information you submit to us is encrypted to protect your privacy. We maintain physical, electronic, and procedural safeguards to protect any information we have about you. For more about the security of your USA Payday Loan, as well as what information about you we release, please refer to our privacy policy.

When you apply for a USA Payday Loan, both the new member application page for quick cash and the current members page are kept on a secure server to protect your sensitive information. If you have questions about your eligibility for a loan or want to learn more about how a payday loan works contact USA Payday Loan.